Are you eligible for an impaired annuity?

If you are diabetic or suffer from other health problems, you may be eligible for an Impaired Life Annuity – which could increase your income in retirement.

If you are a member of a personal pension scheme, your pension provider will probably supply you with a quotation of benefits at retirement age.

Many pension providers simply assume that the client will live to an average age; however, a few companies consider the health of the client when they purchase the Annuity.

If a client is in poor health then it would be fair to say that they may have a shorter life expectancy and therefore the pension will not be paid for as many years.

If you can answer yes to any of the following questions you may be able to obtain a higher income:

• Do you regularly smoke cigarettes?
• Do you take regular medication?
• Have you ever been hospitalised for medical conditions?

To see if you are eligible for an Impaired Life Annuity or just want Free independent expert advice then complete our short enquiry by clicking the button on the right.

Get the best Impaired Annuity Rates by shopping around

There are significant differences in the performance of the best and worst impaired annuity rates, so you should talk to an independent financial advisor to ensure you get the best annuity rate..

Get the best Impaired Annuity deal

There are huge differences between the level of Impaired Annuity rates offered by the various Impaired Annuity providers – so you should use the Open Market Option.

The Open Market Option Explained

Did you know that 65% of people, in todays market, still purchase annuities from the provider that they have also saved their pension with. (Source: Reuters)

Perhaps most of them didn’t realise that they could choose any annuity provider. Perhaps they thought it wouldn’t make much difference, or simply couldn’t be bothered. But whatever the reason, most of those people will have ended up with a lower retirement income than they could now be enjoying.

If the thought of having to research the market and compare companies puts you off, don’t let it! That’s what Compare-Annuity.com is here for: to take all the hassle and effort out of finding the best annuity. Just click here to fill out our simple no-obligation form. We’ll put you in touch with a specialist Independent Financial Advisor who can research the market for you and find a quote. Being independent, your adviser is not tied to any particular company and can give you impartial and objective advice.

Buying an annuity is one of the most important financial decisions of your life. It decides how much money you will receive during your retirement – and therefore, what sort of lifestyle you will have. To get the best possible retirement income, it’s vital to choose the right annuity.

If you’re not sure which annuity is right for you, we can help. A scheme such as Phased Retirement or Pension Drawdown could be more beneficial to you, for instance. Fill out our easy no-obligation form by clicking here and we will put you in touch with an expert adviser who can tell you what’s best for you.

Get free no-obligation independent financial advice regarding Impaired Life Annuities. Complete the no obligation Pension form on this website and we’ll compare the UK market and find you the best rates right now!